Privacy Policy

United Financial Freedom

Effective Date: January 1, 2026
Last Updated: January 1, 2026

IMPORTANT NOTICE REGARDING TEXT MESSAGING DATA

United Financial Freedom ("we," "us," or "our") does NOT share customer opt-in information, including phone numbers and consent records, with any affiliates or third parties for marketing, promotional, or any other purposes unrelated to providing our direct services. All text messaging originator opt-in data and consent is kept strictly confidential.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

1. Introduction

United Financial Freedom ("Company," "we," "us," or "our") values your privacy. This Privacy Policy ("Policy") explains how we collect, use, store, and protect personal information from individuals who visit our website, use our online services, or otherwise interact with us.

This Policy has been designed to meet and exceed applicable privacy standards, including compliance with the Telephone Consumer Protection Act (TCPA), CTIA guidelines, and all other applicable federal and state privacy laws. It reflects our unwavering commitment to safeguarding your information.

By accessing or using our website or services, you consent to the data collection and use practices described in this Policy. If you do not agree with the terms of this Policy, please discontinue use of our services immediately.

2. Scope of This Policy

This Policy applies solely to United Financial Freedom and governs all data collection and usage conducted by us. It does not apply to websites, services, or individuals not directly controlled or managed by United Financial Freedom.

If you follow links to external websites, we strongly encourage you to review their respective privacy policies before providing any personal information, as we have no control over and assume no responsibility for their practices.

3. Information We Collect

You may choose whether to provide personally identifiable information; however, declining to do so may limit our ability to provide certain services.

A. Information You Voluntarily Provide

• Full name
• Mailing address
• Email address
• Phone number
• Opt-in records and timestamps for all communication channels (SMS, email, etc.)
• Other information submitted via forms, surveys, or direct communications

B. Information Automatically Collected

• IP address
• Browser type and version
• Operating system
• Pages visited and time spent
• Cookies and similar tracking technologies
• Server logs and referral sources

C. Non-Personal and Demographic Information

We may collect anonymous, non-identifiable demographic data, such as general age ranges, geographic region, and general usage behavior, to help improve our services and user experience. This information cannot reasonably be used to identify you individually.

4. How We Use Your Information

We collect and use your information for the following legitimate business purposes:

• To provide requested products and services
• To improve our website, services, and overall customer experience
• To process transactions and fulfill service requests
• To send appointment confirmations, service updates, and relevant communications
• To conduct surveys, research, and internal analytics (with consent where required)
• To send promotional communications (only with your explicit prior consent)
• To maintain records of your communication preferences and consent
• To fulfill legal, regulatory, and contractual obligations
• To ensure the security of our systems and prevent fraudulent activity

We retain personal information only for as long as necessary based on:

• Relevance to service delivery
• Legal or regulatory retention requirements
• Contractual obligations
• Legitimate business interests
• Your consent and stated preferences

5. SMS Messaging & Compliance

Text Message Program Terms & Conditions

By providing your mobile phone number and affirmatively opting in, you consent to receive SMS or MMS text messages from United Financial Freedom. These messages may include appointment confirmations, service notifications, account updates, reminders, and customer support communications.

Opt-In & Consent

• You will only receive SMS messages if you have explicitly opted in through our website forms or other designated opt-in channels
• We maintain timestamped records of all opt-in actions
• Consent to receive SMS messages is not a condition of purchase or use of our services
• We comply with the Telephone Consumer Protection Act (TCPA) and all applicable federal and state laws governing SMS communications

Opt-Out Instructions

• You can cancel SMS notifications at any time by replying "STOP" to any message you receive from us
• Upon sending "STOP," you will receive a final confirmation message acknowledging your unsubscribe request
• No further messages will be sent to you following that confirmation unless you choose to re-opt in
• All opt-out requests are processed immediately
• To rejoin our SMS program after opting out, simply sign up again as you did initially, and we will resume sending SMS messages to you

Message Frequency & Content

• Message frequency: Up to four (4) messages per month, and may vary based on your interactions and service usage
• Messages will be directly related to the services you have requested or consented to receive
• We do not send unsolicited promotional content

Help & Support

• Reply "HELP" to any of our messages for assistance
• You may also contact us directly at:

• Email: support@ufinancialfreedom.com
• Phone: 385-351-5100

• Customer support is available during regular business hours

Carrier Information

• Standard message and data rates may apply for messages sent to and from us
• Carriers are not liable for delayed or undelivered messages
• Our SMS program is supported by all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers

Age Restriction

You must be 18 years of age or older to participate in our SMS program.

SMS Data Protection Statement

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We implement strict data protection measures to safeguard your SMS opt-in information, phone numbers, and consent records. Your mobile number and SMS consent will never be used, distributed, or disclosed for any purpose beyond delivering the messages you have explicitly consented to receive.

6. How We Share Your Information

United Financial Freedom does not sell, rent, or trade your personal information to any outside party.

We may share limited information only in the following strictly defined circumstances:

A. Service Providers and Subcontractors

We may share information with carefully selected subcontractors and service providers who assist us in operating our business and delivering services to you, including:

• Customer support and service delivery
• Payment processing
• Appointment scheduling systems
• Website hosting and maintenance
• SMS aggregators and message delivery providers, solely for the purpose of delivering messages you have consented to receive

All such service providers are contractually obligated to:

• Maintain strict confidentiality of your information
• Use your information solely for the purpose of providing services on our behalf
• Comply with all applicable privacy and data protection laws

B. Legal Compliance

We may disclose information if required to do so by law, legal process, court order, or to protect the rights, property, or safety of United Financial Freedom, our users, or others. This includes cooperation with valid law enforcement requests.

Critical Disclosure Regarding SMS Data

All of the above categories explicitly exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties, with the sole exception of aggregators and providers of the Text Message services used to deliver your consented messages.

7. Non-Marketing Communications

We may contact you for essential, non-marketing operational purposes, including:

• Security alerts and account notifications
• Service updates and maintenance notices
• Legal notices and policy updates
• Responses to your inquiries or support requests

These communications are necessary for the proper operation of our services and, where required by law, may not be subject to opt-out.

8. Data Security

We implement and maintain reasonable, industry-standard security measures to protect your personal information, including:

• SSL encryption of sensitive data in transit and at rest
• Secure access controls and multi-factor authentication mechanisms
• Regular security assessments and system updates
• Employee training on data protection best practices
• Breach notification protocols in accordance with applicable laws
• Secure backup systems and disaster recovery procedures
• Restricted employee access on a need-to-know basis

9. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to:

• Analyze site traffic and user behavior patterns
• Remember your preferences and settings
• Improve website functionality and overall user experience
• Measure the effectiveness of our services and communications

You may control or disable cookies through your browser settings at any time. Please note that disabling cookies may limit your ability to use certain features of our website.

10. Your Rights & Choices

You have the following rights with respect to your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete personal information
• Deletion: Request deletion of your personal information, subject to legal retention requirements
• Opt-Out of Marketing Emails: Click "unsubscribe" in any marketing email or contact us directly
• Opt-Out of SMS Messages: Reply "STOP" to any SMS message from us
• Withdraw Consent: Withdraw consent at any time for future communications
• Data Portability: Request your information in a portable format where applicable
• Lodge a Complaint: File a complaint with a relevant supervisory authority if you believe your rights have been violated

To exercise any of these rights, please contact us using the information provided in Section 15.

11. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that personal information from a minor has been collected without appropriate consent, we will promptly delete it or take appropriate corrective action. If you believe we may have inadvertently collected information from a minor, please contact us immediately at support@ufinancialfreedom.com.

12. Links to Other Websites

Our website may contain links to external websites for your reference and convenience. We are not responsible for the privacy practices, content, or security of those external sites. We encourage all users to review the privacy policies of any website they visit before providing personal information. This Privacy Policy applies only to information collected directly by United Financial Freedom.

13. Notice to International Users

Our operations are based in the United States. By providing information to us, you consent to the transfer and processing of your data in the United States in accordance with this Policy and applicable data protection laws. If you are accessing our services from outside the United States, please be aware that your information may be subject to U.S. laws.

14. Policy Updates

We reserve the right to update or modify this Policy at any time to reflect changes in our practices, legal requirements, or for other operational reasons. Any changes will be posted on this page with an updated effective date.

For significant or material changes, we will make reasonable efforts to notify you via email or through a prominent notice on our website prior to the changes taking effect. Continued use of our services following the posting of updates constitutes your acceptance of those changes.

15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or how your personal information is handled, please contact us:

United Financial Freedom
Email: support@ufinancialfreedom.com
Phone: 385-351-5100
Mailing Address:
United Financial Freedom
120 E 13065 S
Draper, UT 84020
Website: https://unitedfinancialfreedom.com/

By using our website and services, you acknowledge that you have read, understood, and agree to this Privacy Policy.